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Residential Mortgages

One of the most important decisions you’ll ever make is the selection of your home. Let us turn your dream home into a reality - whether it's a starter home, a home to fit your growing family, or a second home. We’ve designed our mortgage loans to make financing easier and more affordable. There's no need to deal with a mortgage company; your mortgage stays here. All of our lenders live and work in your community, so they are with you every step of the way.
We offer both fixed and variable rates with a variety of terms. If you are looking to refinance your home we will help you choose a mortgage that is right for you and your family. 
Home Equity Lines of Credit
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* The HELOC special is for qualified borrowers.

* No closing costs offer valid on owner-occupied 1-4 family residential properties with marketable title in the State of Maine up to $250,000. Subject to credit approval. Property and hazard insurance are required and are the responsibility of the borrower. Maximum Loan-To-Value ratio is 80%. Single-wide mobile homes are not eligible; double-wide mobile homes are eligible only if permanently attached to a foundation. Not available for purchase transactions. For home equity lines of credit above $250,000, borrower is responsible for closing costs including but not limited to title update, property valuation, flood determination, government recording fees and document preparation fees. Must apply by February 28, 2019 to receive no closing costs offer.

You've been taking care of your home for years.  Now it's time you let it take care of you. Whether you are looking to update your kitchen, buy that new car, or send that smart child off to college, we can help. Our Home Equity Line of Credit makes it easy for you to enjoy the appreciation in your home. Our loan officers are nimble, resourceful, and personable. Stop by today and let us show you where the money is in your home.

Because it’s a revolving line of credit, you need only apply once and advances can be made at any time through online banking, telephone banking, by check, or in person. It’s the most convenient way to borrow and the interest you pay may be tax deductible too.

Land Loans

Midcoast Maine is a beautiful place to buy land. Whether you are looking to buy a piece of land to build on in the future or to use it as an investment; we want to work with you. Come see us or give us a call.